For security purposes and to help the government fight terrorism and money laundering activities, Federal law requires all financial institutions
to obtain, verify and record information that identifies each individual or commercial entity that enters into a customer relationship with the
financial institution. For this reason we may request the following identifying information: name, address, date of birth. We may also ask other
questions or request documents meant to verify your individual or commercial identity.
Equal Credit Opportunity Act (“ECOA”) Notice
Note: If your application for business credit is denied, you have the right to a written statement of the specific reasons for the denial. To obtain the
statement, please contact our ECOA Compliance Representative at TIAA Bank Commercial Finance, Inc., 10 Waterview Blvd, Parsippany, NJ 07054, 866-
550-8795, within 60 days from the date you are notified of your denial. Within 30 days of receiving your request we will send you a written statement
specifying the reasons for the denial. The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the
basis of race, color, religion, national origin, sex, marital status, age (provided that the applicant has the capacity to enter into a binding contract); because
all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the
Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning the creditor is the Office of the Comptroller of
the Currency, Customer Assistance Group, 1301 McKinney Street, Suite 3450, Houston, TX 77010–9050.